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 Discover the advantages of online banking and how beginners can benefit from this convenient way of managing their finances.   In today's rapidly advancing digital landscape, the banking sector has embraced the digital revolution, with online banking emerging as a cornerstone service for financial institutions worldwide. Particularly for beginners venturing into financial independence, online banking offers a plethora of advantages.   This article delves into the merits of online banking tailored for this demographic, employing a structured approach encompassing an introduction, methodology, results, and discussion.  This study adopts a two-fold methodology: a comprehensive review of existing literature on online banking and a survey conducted among novices newly engaging with online banking services. The survey aims to capture their perceptions and experiences, focusing on usability, convenience, security, and the impact of online banking on ...